Dedicated Bankruptcy Attorneys
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
Sanning & Sanning Attorneys at Law are here to help you make your financial situation better. We know that no two situations are the same, and we take the time to go over your case and provide individualized recommendations. When you work with us, you work with experienced and knowledgeable bankruptcy lawyers. Contact us today for a free initial consultation.
Chapter 11 Bankruptcies
Chapter 11 bankruptcy, also known as debt reorganization, can allow individuals or corporations to pay back what they owe over time. Small to medium-sized business owners facing significant financial issues will need to seek legal counsel from an experienced lawyer. We will conduct a comprehensive analysis of your situation and advise the best way to proceed.
Chapter 12 Bankruptcies (Family Farmer Bankruptcy)
Chapter 12 bankruptcy is designed to help family farmers to restructure their finances to avoid liquidation or foreclosure. Our attorneys help you file Chapter 12, so you can retain possession of your farm. We can help stop creditor harassment and provide an orderly repayment of debt.
Chapter 13 Bankruptcies
Filing for Chapter 13 allows you to reorganize your debts and is sometimes called “wage earners plan” and is used by individuals who have a regular income. It can help halt foreclosures and allows you to create a reasonable repayment plan on your debts. With Chapter 13, your payments would be paid to an official trustee who distributes the money to creditors.
Chapter 7 Bankruptcies
Chapter 7 bankruptcy acts as a clean slate and is a complete liquidation of all outstanding debts. It is critical to review all of your debts and assets with an experienced bankruptcy attorney.